2.9
15.6K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Features
- Buy now pay later with just your smartphone
- No Credit card nor Pre-registration required, no annual fee
- Buy now at more than 700K shops including Amazon, SHEIN, DMM
- Monthly consolidated bill received at the beginning of next month and you can easily choose the payment method that works best for you
- Freely choose from convenient store, automatic debit transfer, bank transfer
- Pay at Lawson, Ministop, FamilyMart,Seicomart,7-Eleven
- Monthly bills can be paid by simply showing the screen at a convenience store with the app
- You can pay at a convenience store at any time by using the "Pay Now" function
- Discover products in "Shop" and "inspiration" tabs and complete purchase in the app for a smooth shopping experience

Make shopping easier and delightful by verifying your identification:
- Use "3 pay" or "6 pay" or "12 pay" to split your purchase into 3 or 6 or 12 monthly installments at 0% interest. *
- Virtual card can be used as a credit card at online shops with the Visa mark. Card is free of charge and can be issued in as little as 5 minutes on the same day
- Physical card is also available and can be used as a credit card at any store with the Visa mark
- Check your spend limit and set a budget to stop overspending
*0% interest only with auto-debit and bank transfer.
*The number of payments that can be selected varies depending on the merchant

Paidy Plus for Apple
- Shop at Apple with 0% interest**
- Installment plans up to 36 months, depending on the product
- Dedicated line of credit exclusively for Apple Retail
- An application for “Paidy Plus for Apple” is required to shop at Apple***.
**0% interest only with auto-debit and bank transfer.
***Paidy and Paidy Plus cannot be used to make purchases at Apple.
***The 3pay, 6pay, and 12pay features for Paidy Plus cannot be used with Apple.

Recommended For
-Those who prefer cashless payment
-Those who prefer to pay monthly consolidated bills at next month
-Those who are worried about the overuse of credit cards
-Those who prefer to pay in monthly installments without fees
-Those who prefer to freely choose payment options such as convenient store, automatic debit transfer, bank transfer
-Those who prefer to purchase Apple products with monthly installments

Security Measures
-Account protected with two-factor authentication using verification codes
-Monitor all transactions 24 hours a day, 365 days a year
-Prevention of fraud and impersonation by identity verification
-Payment information is encrypted with TLS (Transport Layer Security)

For more details, click here. (https://paidy.com)
Updated on
Mar 27, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 3 others
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.9
15.4K reviews
Nora Gami
January 16, 2024
Worst app for foreigners in Japan who want to buy things in installments I can't even applied to use it's service even I go through all the step by step given all my information and they refuse it. Worst experience ever
18 people found this review helpful
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Paidy Inc.
January 30, 2024
ご投稿をありがとうございます。ペイディのご利用について、ご不快の念をおかけし申し訳ございません。誠に恐れ入りますが、「ペイディプラス」および「ペイディあと払いプランApple専用」のご利用におきましては、お申し込み後に審査があり、その結果によりましてはお見送りとなる場合がございます。また、不正利用等を防止し、お客様に便利で快適なお買い物をお楽しみいただくため、詳細な審査基準に関しましてはお答えすることができません。何卒ご理解賜りますようお願い申し上げます。
Mahmudul Haque Abesh
November 10, 2023
This app istaking advantage of foreign nationals. They tell me to verify my identity with them via MyNumber card, and after I do that they tell me I can't use the only feature this app serves, that's the credit card. Furthermore, they won't reply as to what led them to decline the credit card.
24 people found this review helpful
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ashab abid
January 6, 2024
Pathetic experience ! I hate this app so much . Once you log in nd after that if your phone number changes and you log out ,its impossible to log back in ! Worst experience
6 people found this review helpful
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Paidy Inc.
January 9, 2024
ご投稿をありがとうございます。ペイディにご登録の携帯電話番号を変更する場合、登録変更のお手続きが必要です。恐れ入りますが、登録変更がお済みでない場合は、お手続きいただきますようお願いいたします。携帯電話番号の変更は、ペイディアプリではログイン画面下部の「携帯電話番号の変更」、ウェブ版のMyPaidyではログイン画面下部の「携帯電話番号の変更はこちら」よりお手続きいただけます。正しく完了しない場合は、お手数ではございますが、ペイディカスタマーサポートまでお問い合わせくださいますようお願いいたします。https://cs-support.paidy.com/

What's new

Hello from Paidy! We’ve hit over 13 million app downloads, thank to you. For feedback or suggestions, reach out through our “Contact Us” link in the FAQ section. We’re committed to improving and value your input.

Update:

- Explore our “New Life Specials” for recommended products.

- Performance improvements and bug fixes